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The deduction of interest payable on the home loan is up to a maximum of INR. 150,000 and under Section 80(c) of Income Tax, Principal amount for the repayment of loan, along with other savings and investments, is eligible for tax deduction of up to a maximum limit of INR. 100,000.
Therefore, you can avail of these benefits on both the Interest paid and the principal amount repaid adding value to your EMI flow and savings.